What Is CDAP?

The Canada Digital Adoption Program, launched by the Government of Canada in 2022, aims to help eligible small and medium-sized businesses adopt digital technologies to increase their competitiveness.

Our Clients Receive

Interest Rate


Loan Amount

Up to $100,000*


6 Years*

Wage Subsidy


Eligible businesses access a zero-percent loan and a wage subsidy for implementation, after being reimbursed 90% of the fees for the required Digital Adoption Plan.

Business Eligibility

Is Canadian-Owned

  • Is a business whose sole proprietor is a Canadian resident, or
  • Is a business incorporated under the laws of Canada or a province or territory

Is Private and For-Profit

  • Is a Canadian-Controlled Private Corporation (CCPC) as defined by the Canada Revenue Agency
  • Is not a business that has a class of shares publicly traded on a stock exchange

Has 1 to 499 Full-Time Employees

  • Full-time equivalent (FTE) employee is defined as receiving a T4 Statement of Remuneration Paid slip from the applicant. One FTE is defined as at least 30 hours/week of paid labour.

Has Revenues Over $500,000

  • Has at least $500,000 of annual revenues but not more than $100,000,000 in one of the previous three tax years from the date of submitting a grant application

Technology Coverage

Digital Solutions
  • Software Acquisition, Development, Implementation and Integration
  • Hardware Acquisition and Implementation
  • Website Development and Enhancement (including SEO)
  • E-Commerce Development, Strategy, Integrations and Enhancement
  • CRM Acquisition, Customization, Data Migration, and Implementation
  • ERP Acquisition, Data Migration, Implementation and Integration
  • Online Marketing (Search Engine & Social Media) Setup, Strategy and Campaigns
  • Implementing Security Protocols (Data Backup, Cloud, and Cybersecurity)
  • Training Staff on Onboarded Technologies
  • Further Advisory Services on the Digital Adoption Plan
  • And a whole lot more…

Program Process



Learn more about the Boost Your Technology program.



Receive a tailor-made Digital Adoption Plan (DAP) from Balanced Digital



Submit the DAP and invoices for 90% grant reimbursement of advisory fees.



Complete the zero percent loan and wage subsidy applications.

Our Benefactor




    Enrollment Guidance


    Loan Application Guidance


    Youth Subsidy Guidance

  • 100% Success Rate

    in Unlocking CDAP Loan & Wage Subsidy

Frequently Asked Questions

Think you’re ready to take advantage of the Canada Digital Adoption program, but don’t know where to start> Here, we provide clarity on the most comman points of confusion, what you can get from the Boost Your Business Technology Grant and how MNP can help you throungh every step of the process

The owner or director(s) of the company can apply for their business as long as the company qualifies under the eligibility requirements. As of June 1, 2023, the company can allow for a representative delegate to be authorized to submit most of the application on your behalf.

Our team provides complimentary assistance through the process, troubleshooting, reviewing your application, and providing feedback to maximize your likelihood of success.

Only the Government of Canada’s vetted and approved partners can develop Digital Adoption Plans for ISED.

Our clients select Balanced Digital partner, Peter Xia, from the marketplace.

Step 1: Acknowledge eligibility requirements and assess if your company meets them.

Step 2: Reach out to Balanced Digital to attain a Readiness Checklist of documents to ensure a smooth process. *Lack of readiness can significantly delay the enrollment process.

Step 3: Apply online on the government portal (with or without complimentary assistance of Balanced Digital)

Step 4: Sign the CDAP Agreement and pay the minimum deposit to start work on the Digital Adoption Plan (DAP)

Step 5: Submit the DAP and await approval

Step 6: Access Loan and Wage Subsidy programs

Yes, as Balanced Digital has a specialized team of digital advisors, we are highly skilled in guiding small and medium-sized businesses towards achieving their transformation goals. Our team has experience in startups, entrepreneurship, information technology, finance and accounting. Our experts will coordinate with your team as needed, ensuring the creation of a customized and thorough digital adoption plan that’s prepared for implementation.

The grant covers 90% (up to $15,000) of costs associated with hiring a digital advisor, and business owners are expected to pay the remaining 10%.

Timing is subject to change and depends on a number of factors, including the readiness of necessary documents and persons, signatures and payments, and government response times among others. However, here is a general guideline:

  • Plan creation: 3 weeks on average
  • Plan approval: varies due to volume (2 – 10 business days stated)
  • Loan disbursement: varies due to volume (requires a few weeks)

Submission of DAP:

  • You need to submit the Digital Adoption Plan and invoices to the federal government for reimbursement within 9 months of being approved for the program.

Loan Application

  • You have 6 months from having your DAP approved from ISED to complete the loan application.

The program was designed for a 4-year period by the Canadian Government and facilitated by the BDC. Due to some changes, you may apply for the program only until March 2025.

Zero-interest loan of up to $100,000 with a 5-year term + 12 months capital postponement (total of 6 years). CDAP is a four-year program, so you can apply for the program until 2025.

The amount of the loan is determined by the size of your business. If your annual gross revenues as of the closing date of its last fiscal year-end are:

  • between $500,000 and below $5M you can request a loan of between $25,000 and $50,000
  • $5M and more, you can request a loan between $25,000 and $100,000

While you may apply for a loan for multiple businesses, note that you are limited to a maximum loan of $200,000 per borrowing group3.

The loan must be used solely for the implementation of a digital adoption plan that is recognized by the CDAP Boost Your Business Technology stream .

Please note that although the loan request is being made under CDAP, applicants must meet CDAP eligibility criteria and BDC credit worthiness requirements to receive a loan offer.

You can create your digital adoption plan, receive the grant that covers up to 90% of advisory services and then decide against the zero-interest loan. Participating in the digital plan portion of CDAP does not oblige you to apply for a loan. If you move forward to implement your plan, you can also source the required funds from your own cashflow or from your regular financial institutions.

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